VANDULUS  Wow - finally a nice application for creating a budget! The interface is simple, clean and seems intuitive. The startup tutorial was an excellent introduction to how the program works and only took a few minutes to review. I've always had difficulties creating budgets mostly due to the way most financial programs track or show the show the budgets. I have to agree with a previous comment that the ability to customize icons would be a huge help to a visual person such as myself.Considering this is only a 1.x version, it looks like Cashculator has a very promising future ahead.  
(Version 1.0.1)

ANNA M  I never thought I can be excited about personal finance application, but I do now. I considered all the concept of personal finance applications boring, and used spreadsheets for home finance management until now because all applications I tried were very complex and daunting.

Cashculator surprised me by being very simple and intuitive, and the interactive tutorials walk you by the hand and teach you the various aspects of the application. It took me less than half an hour to learn the application and to transfer all my my spreadsheet information into it.

In my opinion, there are still some small features lacking in the application, like having entries on certain months only, but the developers seem very responsive to user's requests, so it seems they will keep developing this application and add additional cool features :-)

I got Cashculator for 19.95 with a coupon - seems like a good bargain (much cheaper than most other application of that sort).

Regarding previous user comment regarding a way to insert actual account balance - you just enter a number at relevant month in reconcile screen.  
(Version 1.0)

TWISTED  The idea behind is really nice - but Cashculator still need more interface refinements and more customization: thereÂ’s no way to change the category icon or to restore the default ones, to change the text size. The insertion of expenses should be easier to use (it cuts off decimal values btw). The average planning is hard to understand and it seems buggy, as well adding/removing categories sometimes messes the interface (I had to restart it). Overall the software would be easier to use just with some GUI improvements and if more respectful of Apple design guidelines. I will look forward for the next versions before buying it.

I would like to see also a way to insert my actual account balance.  
(Version 1.0)